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by Edward Galstyan So you received a letter in the mail that you’ve been pre-qualified or pre-approved for a loan application. Great. So what does this mean, exactly? Let’s dive right in and take a look. The terms pre-qualify and pre-approval are typically used in real estate when someone [...] by Edward Galstyan So what are mortgage points, exactly? Mortgage points are sold by the lender when purchasing a house. Mortgage points are also called discount points. The purpose of purchasing mortgage points is to reduce the fixed APR on your loan. For each point you pay up-front, you [...] |
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