I'll Save You Money

by Edward Galstyan
As the real estate market continues to struggle, I felt this short video, quite humorously, illustrates what people have gone through as a result of the inevitable real estate downfall. I personally know several people who have either lost their house or are in the process of losing it and it’s certainly not [...]

by Edward Galstyan
I found a deal with Fry’s Electronics, who’s offering Norton Internet Security 2009 for free. There are, however, two caveats to this in the form of two rebates.
The product itself is $69.99 and Fry’s is offering an instant $20 off bringing your total down to $49.99. There is a $30.00 mail in rebate [...]

by Edward Galstyan
Another year, yet another release by JD Power for the top credit cards. Take a peek in your wallet, are one of your cards on the list?
American Express took the top spot for the year with best in customer satisfaction, best overall fees, billing and payment process, and best rewards program. I personally hold [...]

by Edward Galstyan
So you received a letter in the mail that you’ve been pre-qualified or pre-approved for a loan application. Great. So what does this mean, exactly?  Let’s dive right in and take a look.
The terms pre-qualify and pre-approval are typically used in real estate when someone wishes to obtain a loan for the purchase [...]

by Matthew Manorothkul
Summer is just around the corner! Bright sunny, warm days ahead. Time to head to the beaches, take a nice swim, go on road trips, and travel with friends and family! However, higher gas prices make us rethink our plans and sometimes we end up not planning anything at all. What a shame! [...]

by Matthew Manorothkul
Father’s Day is creeping up pretty soon! June 21st to be exact. Not sure what to get? Not sure how much to spend? You might think you have to break the bank by getting your father something great, but more likely than not, any gift would make him happy. It is also [...]

by Edward Galstyan
So what are mortgage points, exactly?
Mortgage points are sold by the lender when purchasing a house. Mortgage points are also called discount points. The purpose of purchasing mortgage points is to reduce the fixed APR on your loan. For each point you pay up-front, you obtain a lower interest rate. Essentially, purchasing mortgage [...]

Eating out is probably one of the most social things to do with friends. Problem for a lot of us is that it is really expensive. Aside from restricting yourself by chowing down on McDonalds or KFC, what are some ways to cut down on the restaurant dining costs? Here are some of the ways I’ve managed to make dining a fiscally bearable task.

* Coupons
o Look at your Sunday newspaper, online, etc for coupons to various restaurants. This can be a great savings that you otherwise would not have received.
o Restaurant.com is a great place to buy coupons. I suggest buying coupons during a sale (they throw sales often and you can get $25 discounts for as low as $2). The idea with these is that you get $10-$100 off a meal but you have to spend a certain amount, you have to tip a set amount (15%-18%), tip is usually added on the total of the bill BEFORE your coupon, and other various exclusions (you can not combine it with another offer). At one of my frequented restaurants, they require a $50 minimum to get $25 off. Without the coupon, and after tax and tip, the total would be about 61.12. With the coupon, the total is a mere 32.5. Each entrée costs about $9-12 so this means for this outing, I can bring about 4-5 people meaning that the split cost AFTER tax and tip would be about 7-8 per person. Not too shabby!

by Matthew Manorothkul
With the economy we are facing now, who wouldn’t want to keep more money in their pockets? Going to a movie theater with a date or family can be rather expensive. A movie with a date can cost about $20 without any food! Going with family can be about $50! These prices are [...]

by Edward Galstyan
So you’re saving money — care to learn an easy finance trick?
The rule of 72 is an easy way to determine how long an investment might take to double with a given, fixed annual rate of return. To figure out a rough estimate of how many years it will take an investment to [...]